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Return Home Loans / Closing Guide
"Our website is a great place to start, our Realtors® are a great place to finish"
Why Title Insurance?

There is often times confusion between the terms "Settlement" and "Closing". Many people use those words interchangeably, however they both have their own meanings. Here is a summary of both.

Settlement occurs when:
  1. Buyer and Seller have signed and delivered all documents required.
  2. Buyer has delivered all funds required (excluding the new loan) as cleared funds such as a cashier checks or electronic funds transfer (EFT).

Closing occurs after Settlement has been completed and when:
  1. The money for any new loan(s) has been delivered to the title company (settlement agent).
  2. The documents have been recorded in the county records.

It is important to understand the Escrow Process (Settlement & Closing) and to know what to expect for title related costs such as title insurance and taxes.

If you still have questions after viewing the guides, please contact your assigned zoomUTAH.com Real Estate Agent.
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